Monthly Archives May 2013

New Destin, Florida Kelly Plantation Home for Sale

4340 Carriage Lane Destin, Fl

4340 Carriage Lane

Check out our latest Destin, Florida listing in Kelly Plantation, priced at $399,500:

This home is marvelously-located in Kelly Plantation on a golf course lot that views the fairway of the celebrated Fred Couples Golf Course. The house is a Rutenberg Home which features fantastic built-ins, pocket doors, lush professional landscaping, over-sized garage with workshop area, and a large kitchen that views the family room and also opens to a sunny breakfast room and has sliding glass doors that open on to the lanai from the living room...

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Atlanta Homes Sales Update for April 2013

Atlanta Homes Sales Prices April 2013

With a lack of adequate supply, Atlanta home prices are continuing to rise. Single family homes are up 30% YTD for April 2013 over YTD 2012 prices. Atlanta condos and Atlanta townhomes are up an astounding 33%, as well.

Atlanta Average Sale PriceYTD April 2012YTD April 2013Percent Change
Single Family Homes$163,710$212,181+30%
Condos and Townhomes$125,882$166,854+33%

Inventory, or the lack thereof, seems to be the main reason why Atlanta home prices are rising so fast. Many Atlanta listings are attracting multiple offers, resulting in bidding wars for the most sort after properties.

Active Atlanta ListingsApril 2012April 2013Percent Change
Single Family Homes22,47115,623-30%
Condos and Townhomes3,9512,389-40%

My advice to anyone who is considering sel...

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Credit Myth 1 – Paying Collections

Credit Myth 1 - Pay Collections

Credit Myth 1 – Pay Collections

The following guest blog is written by Teressa McIntosh with HOPE Credit Service.

Paying collection accounts is usually the first place people start when deciding to try to fix a damaged credit report. However, the idea that paying off a collection account will boost a consumer’s credit scores is, unfortunately, very wrong. The FICO credit scoring model was built to help lenders predict the likelihood of a borrower going 90+ days past due on a loan within the next 2 years. If a borrower is likely to go 90+ days delinquent on an account within the next 2 years then a lender will probably consider the borrower to be a bad credit risk.

When a consumer pays off an outstanding collection account, even if a zero balance is reported to the credit bureaus, tha...

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St Marlo Country Club Homes for Sale

St_Marlo_Logo

St Marlo Country Club

Located in Duluth, Georgia, St Marlo is a wonderful subdivision that features a beautiful 18 hole golf course designed by Denis Griffiths. Situated on over 900 acres, the 24 hour gated community of St Marlo Country Club offers splendid views, gorgeous homes, a pool complex, cabana/clubhouse, 9 lighted tennis courts, and a sports field. Low taxes and great schools round out the benefits of living in St Marlo.

Presently, there are 24 homes for sale in St Marlo with pricing ranging from $450,000 up to $3,000,000.

To view homes for sale in St Marlo, click here!

For detailed information on any St Marlo home for sale or for custom sales statistics for St Marlo Country Club, please call Craig Levine...

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How Credit Scores Affect Financing

Credit scores affect financing costs

Credit scores affect financing costs

Note: The following guest blog was written by Senior Mortgage Consultant, Sam Thompson, with Community & Southern Bank. 

The thing on the tip of most lenders’ tongues these days when we pre-qualify borrowers is this one question: what are your credit scores?   The answer to that question will basically determine the prospect’s chances of qualifying for financing as well as their interest rates. Fortunately or unfortunately, the derivation of one’s credit score is not an exact science, but attaining a minimum credit score for almost all loan programs is a must.  That score for government lending programs such as FHA and VA these days has basically evolved to a middle score of 640 while conventional loans typically require 660-680...

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Twenty One St Marlo Country Club Home Sales YTD

St Marlo Home Sales YTD

St Marlo Home Sales YTD

Since January 1, 2013 there have been 21 home sales in St Marlo Country Club.  The average list price of these homes was $681,018 and the average sales price was $659,514. The average sales price to list price ratio was 95.21% and the homes took approximately 80 days to sell.

AddressLPSales PriceDOMList DateClosing Date
8525 St Marlo Fairway DR10850001055000503/19/201304/19/2013
8795 Colonial PL879,000879,000401/31/201303/08/2013
8205 St Marlo Fairway DR898,888840,0004801/31/201304/25/2013
8305 Royal Troon DR849,000824,000103/15/201304/18/2013
8120 Formby CT799,900790,000501/24/201303/08/2013
8535 ST MARLO FAIRWAY DR798,800770,00024906/22/201204/05/2013
8320 Saint Marlo Fairway DR799,000750,00019308/01/201204/08/2013
8505 Prairie Dune...
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Home Selling Tips – 115 Point Lube Job for Your Home

home_selling_tips

To a prospective buyer, the total value of your home is not limited to the price paid. Buyers are concerned with whether the property will serve their needs comfortably, will they be proud to invite family and friends, and can they envision themselves happy in the property. Today the average buyer considers 78 homes and inspects the interiors of more than 22 before making an offer. Usually they look at 8 or more homes during a house hunting day. First impressions are extremely important. Seventy-five percent of their decision is made before they step inside. The house with the best curb appeal, that appears the most spacious, the most cheerful and well kept will be the one buyers remember and will want to see, again...

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Search Short Sale Listings

Short Sale Listings

Short Sale Listings

  Click on any link to view short sale listings in and around the metro Atlanta area.

Cherokee County Short Sales Cobb County Short Sales
Dekalb County Short Sales Douglas County Short Sales
Fayette County Short Sales Forsyth County Short Sales
Fulton County Short Sales Gwinnett County Short Sales
Henry County Short Sales Paulding County Short Sales

     Having been licensed since 1994, Craig Levine brings to your real estate deal a world of experience, cutting-edge technology, negotiating savvy, and exemplary service. With Century 21 in Atlanta, Craig was the #2 agent in the #1 office in Georgia in 1998, 1999, 2000, and 2001! He repeatedly received Century 21′s highest honor, The Centurion Award, in each of these years...

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Apply for a Short Sale

Apply for a short sale

Apply for a Short Sale

Take 5 minutes to fill out this short sale questionnaire so that we can better assess your situation and start researching the likelihood of conducting a successful short sale. All of your information is kept in the strictest of confidence. There are no costs or obligations, it is purely informational.

To apply for a short sale, please click here!

     Having been licensed since 1994, Craig Levine brings to your real estate deal a world of experience, cutting-edge technology, negotiating savvy, and exemplary service. With Century 21 in Atlanta, Craig was the #2 agent in the #1 office in Georgia in 1998, 1999, 2000, and 2001! He repeatedly received Century 21′s highest honor, The Centurion Award, in each of these years...

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Financing Guidelines for Most Buyers Still Stringent

Financing guidelines still stringent for most buyers

Financing guidelines still stringent for most buyers

Note: The following guest blog was written by Senior Mortgage Consultant, Sam Thompson, with Community & Southern Bank. 

For those looking to finance a home, mortgage underwriting guidelines are still tight, whether you are putting the minimum 3.5 per cent down and going FHA or have 20 per cent down for a conventional loan.  There is no question that the tighter underwriting guidelines have done a good job over the past four years of cutting down the default rates and have obviously assisted in stopping the foreclosure bleeding that was so rampant.

Having said that, it may not be pleasant for you to try to explain and document to an underwriter why you have a large cash deposit in your checking account or where your down payment ca...

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